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If you work for yourself, getting a mortgage in Texas can look different from a traditional loan

It offers flexible terms, often requires less paperwork, and allows buyers with less-than-perfect credit to qualify.

Owner-financed homes let you buy property without a bank or traditional lender.

You have more paths to homeownership than just getting a traditional bank loan.

Buying a home usually means working with a bank for a mortgage, but other ways exist.

Getting a home loan with bad credit is possible, especially if you understand how lenders view your finances and what options are available in Texas.